Terms & Conditions

Introduction

Welcome to the website of “Umer & Co.,” “we,” “our,” or “us”.

These Terms of Service govern your access to and use of our website, including property listings, service information, inquiry forms, content, and other features made available through the website.
By accessing or using our website, you agree to comply with these Terms. If you do not agree with any part of these Terms, please discontinue use of the website.

Umer & Co. provides professional services in areas including:

• Real estate sales and property marketing.

• Property buying and selling assistance.

• Property rental and leasing assistance, where available.

• Construction and project-related services.

• Architecture and design.

• Interior design and finishing services.

• Property consultancy and related advisory services.

• Marketing and promotional services.

• Other related real estate, construction, design, and consultancy services.

The availability of any particular service may vary depending on location, project requirements, inventory, availability, and agreement between Umer & Co. and the client.

You agree to use our website only for lawful purposes and in a manner that does not:

• Violate any applicable law or regulation.

• Infringe the rights of Umer & Co. or any third party.

• Provide false, misleading, or fraudulent information.

• Attempt to gain unauthorized access to our website, systems, or information.

• Interfere with the operation or security of the website.

• Copy, reproduce, distribute, or commercially exploit our website content without permission.

• Use our website to transmit malicious software, spam, or harmful material.

We reserve the right to restrict or terminate access to the website where we reasonably believe these Terms have been violated.

Property information displayed on our website may include descriptions, photographs, measurements, locations, prices, features, availability, and other details. While we make reasonable efforts to maintain accurate and current information, property information may change without notice. Property listings are provided for general informational purposes and do not constitute a binding offer, guarantee, representation, or contract unless expressly confirmed in a separate written agreement.

Prices, availability, specifications, ownership information, dimensions, photographs, and other property details should be independently verified before entering into any transaction. Umer & Co. is not responsible for changes made by property owners, developers, authorities, or other third parties that occur after information has been published.

The appearance of a property on our website does not guarantee that the property will remain available.

A property may be:

• Sold.

• Rented.

• Withdrawn.

• Reserved.

• Subject to a change in price.

• Subject to a change in terms or availability.

Umer & Co. may update, modify, suspend, or remove property listings at any time without prior notice.

The website is primarily an information and communication platform.

Submitting an inquiry, contacting Umer & Co., requesting a property viewing, receiving property information, or communicating with one of our representatives does not by itself create a legally binding property transaction. Any purchase, sale, rental, construction, design, consultancy, or other engagement will be subject to separate documentation, agreements, approvals, terms, and conditions where applicable.

Clients are responsible for conducting appropriate due diligence before entering into a property transaction.

Where appropriate, users should independently verify:

• Ownership and title.

• Property dimensions and boundaries.

• Approvals and permissions.

• Development status.

• Applicable taxes, fees, and charges.

• Utility availability.

• Property condition.

• Legal and regulatory status.

• Any other matter relevant to the proposed transaction.

Information relating to construction, architecture, interior design, drawings, plans, specifications, estimates, materials, finishes, or project costs displayed on the website is for general information unless expressly provided as part of a formal proposal or agreement.

Project costs, timelines, materials, drawings, specifications, and deliverables may vary depending on:

• Site conditions.

• Client requirements.

• Design revisions.

• Material availability and prices.

• Labour and contractor costs.

• Government approvals.

• Changes requested by the client.

• Circumstances beyond our reasonable control.

A formal quotation, proposal, work order, or service agreement will govern an individual project where applicable.

Any prices, estimates, budgets, commissions, service charges, construction costs, or other figures displayed on the website are subject to change unless expressly stated otherwise.

A website price should not be interpreted as a final quotation.

Final pricing may depend upon the scope of work, property specifications, site conditions, materials, taxes, government charges, third-party costs, and other applicable factors.

When you submit information through our website, you confirm that the information provided is accurate and that you have the right to provide it.

You should not submit information that is:

• False or misleading.

• Fraudulent.

• Unlawfully obtained.

• Infringing another person's rights.

• Malicious or harmful.

You remain responsible for the information and materials you provide to Umer & Co.

The handling of personal information is governed by our Privacy Policy.

Our website may contain links, integrations, embedded content, or references to third-party websites and services, including social media platforms, property portals, mapping services, payment providers, or other external resources.

These third parties operate independently from Umer & Co. We are not responsible for the content, availability, security, accuracy, or privacy practices of third-party websites or services. Your use of third-party services may be subject to their own terms and policies.

Unless otherwise stated, all content appearing on the Umer & Co. website is owned by or licensed to Umer & Co., including:

• Company name and branding.

• Logos and visual identity.

• Website design and layout.

• Text and written content.

• Photographs and graphics.

• Property descriptions created by Umer & Co.

• Marketing materials.

• Videos and other media.

• Original architectural, design, or business content published on the website.

You may view and use the website for your personal or legitimate business inquiry purposes. You may not reproduce, modify, distribute, publish, sell, or commercially exploit our content without prior written permission.

Certain photographs, property information, drawings, plans, specifications, or other materials displayed on our website may have been provided by property owners, developers, clients, contractors, architects, designers, or other third parties.

Umer & Co. does not claim ownership of third-party materials where ownership belongs to another party. Such materials may be used for legitimate business and marketing purposes with appropriate authorization.

We aim to keep our website available and functioning properly. However, we do not guarantee that the website will always be:

• Available without interruption.

• Free from errors.

• Free from viruses or other harmful components.

• Completely accurate or up to date.

The website may occasionally be unavailable due to maintenance, technical problems, hosting issues, security matters, or circumstances beyond our reasonable control.

To the maximum extent permitted by applicable law, information provided through this website is provided on an “as available” and “as is” basis. Umer & Co. does not guarantee that all website information will always be complete, accurate, current, or suitable for a particular purpose. Users should not rely solely on website information when making significant property, construction, financial, legal, or investment decisions. Professional, legal, financial, architectural, engineering, or other appropriate advice should be obtained where necessary.

To the maximum extent permitted by applicable law, Umer & Co. will not be responsible for losses or damages arising solely from reliance on general information published on our website.

This includes, where legally permitted, losses arising from:

• Changes in property prices or availability.

• Incorrect or outdated third-party information.

• Website interruptions.

• Third-party websites or services.

• Decisions made solely on the basis of website content.

• Delays or circumstances outside our reasonable control.

Nothing in these Terms is intended to exclude or limit liability where such exclusion or limitation is prohibited by applicable law.

These Terms, together with our Privacy Policy and any applicable written agreement, quotation, proposal, booking document, service agreement, or other contractual document, govern your use of our website and our relationship with you in relation to the relevant service.

Where a separate written agreement exists, the terms of that agreement will govern the specific transaction or service.

If you have any questions regarding these Terms of Service, please contact us:

Umer & Co.

• Email: hr.umerandco@gmail.com

• Website: https://umerandco.com

• Location: Lahore, Punjab, Pakistan

These Terms of Service are intended as a general website terms template and should be reviewed against Umer & Co.'s actual business structure, contracts, services, and applicable Pakistani law before being adopted as a final legal document.